I was feeling good after making arrangements to pay off the IRS and both of my hospital bills over time in amounts that I could squeeze out of my present retirement income. Then a random act of stupidity in the rain deprived me of my ability to earn extra money through driving for Uber.
I was driving north in the rain towards the meal delivery I had from Panda Express. I was in the left-hand lane driving next to the median on the divided part of Josey Lane. I was in no way expecting to need any defensive driving measures. In fact, I wouldn’t have succeeded if I had been able to react. The other driver turned directly into my drivers-side doors, effectively sealing both of them so they could not be opened. He told me he didn’t see me in the rain. I suppose it is possible that was true, but I don’t see how considering how clearly I saw him at the last moment.
Sudden surprise bangs and damage are not particularly good for diabetics, either. I got pulled off into the parking lot, canceled my Uber delivery, and had the shakes so bad that I could barely call 911. My fingers didn’t work properly.
But by the time the ambulance had arrived, my brief battle with shock was over. My blood sugar checked out fine in the ambulance and they let me talk to the police and then drive my damaged-but-still-drivable car home.
Now I have the nightmare of dealing with insurance and how I am going to pay for it.
My wife tells me that since the accident obviously wasn’t my fault, I shouldn’t have to pay for any of the damages. Of course, we all know that in the buccaneering world of American insurance, that is not how it works.
So now I can honestly report that I am physically okay, and financially in worse jeopardy. Such is the way the life of Mickey is apparently intended to work out.
Sorry to heart it. But your wife is correct. There should be no money coming out of your pocket to get your car fixed or anything that occurred due the the incident. Do not settle/sign anything until you are satisfied with the outcome (car fixed, rental car paid for, etc.)
Thanks for the advice.
I’ll pray for the car to get well soon!
Jokes apart, I’m really glad you’re safe & sound. Hope the rest also works out for you soon, my friend 🙂
My car thanks you for the prayers.
So sorry this happened to you! Glad to know you’re okay.
Thanks. I was able to write a scene in a novel last night like I have never done before. So, maybe the trauma did me good.
Life experiences can be motivating!
So sorry this happened – for both of you. Maybe it is a good thing to call the IRS and hospitals and tell them that life changed, and your payments might need to also.
I actually tried that with the IRS and the collection agencies the hospit
I tried that already. But the IRS and the collection agencies the hospitals sold the debts to saw too much money in my food budget in the application for assistance. You know how it is. Poor people can get gruel cheap somewhere apparently.
I don’t mean to be sarcastic, but they are not very forgiving.
I understand. Even if the way you typed it seemed to be snippy – which it actually didn’t. After this you would be allowed to be snippy. I thought you had probably thought of this but figured I’d just put it out there in case you weren’t* thinking clearly under duress.
Thank you for being understanding.