What is a pirate? A privateer? A buccaneer?
There are people in this world who are driven by greed and a sense that they have nothing to lose by risking everything to take what belongs to you. They swoop in on their fast pirate ships, swing on board your little boat, hurt you, steal what you have, and eventually kill you. Movies romanticize swashbucklers as somebody who takes from the rich and the villainous as a sort of cosmic comeuppance. But the reality is they are criminals and murderers.
But they don’t carry swords any more.
They are the CEOs of banks.
Bank-o’ Merricka is an excellent example who sailed their Jolly Roger right up to the gunwales of my little boat. I underwent a debt reduction program because of five hospital stays in five years that drained my personal treasury. $35,000 in credit card debt reduced and paid off in three years. But Bank-o’ Merricka, after they learned I would not be able to pay all the interest I owed, immediately stopped calling. The debt disappeared from my account. They had sold the debt to a debt collector and quietly sat on the bill as I paid everything else off. Then, they filed a lawsuit for the entire amount I owed, plus interest, and plus legal fees. If I hadn’t hired a lawyer and fought the lawsuit, they would’ve won the entire amount by default. That’s how they clean out most of their victims and prey, because people generally surrender to pirates who come over the rails with swords in their teeth and burning cannon fuses in their beards.
I may still lose the battle in this boarding action, but at least I haven’t simply surrendered. But there are other pirate ships circling my little boat as well. My evil health insurance company are also buccaneers, and they demand higher and higher premiums and co-pays, and routinely deny all claims. Diabetic supply people keep calling me and offering free meters and stuff the health insurance pirates are supposed to cover one hundred per cent. I just paid them $260 dollars of a $500 dollar scam bill that hit my little boat like a cannon shot.
So, the pirates are out there. I am still fighting off the boarders. But I think my little boat is sinking.