I am a pessimist by choice. I always expect and prepare for the worst. It is possible that this has become a self-fulfilling prophecy as I seem to be the butt of a series of never-ending cosmic jokes and misfortunes. Last night the rain came down hard in Texas. We got over 4 inches of rain in a little over two hours. It came in the house as the river of runoff found enough cracks and crevices in the south wall of the house to soak the carpets in the family room and the Princess’s bedroom.
We had to get electronics off the floor. My son had to rescue computer equipment and game machines. The wooden feet of furniture got soaked, and the carpet became spotted and squishy. I was feeling ill already, and a wet carpet will swiftly become a mold farm… mold I am highly allergic to. I have some carpet cleaning to do today. In fact, the carpet will have to be removed before too long.
But even though we got way too much rain in too short a time, and it did damage, rain does make the flowers grow. I will end up doing the carpet removal myself, as I have done twice before. The exercise will be good for my heart, my diabetes, and my arthritis. Exercise, though hard and painful, is a flower of goodness. I will also be able to control how we reshape and restore the floors. Tile is better for allergies than carpet anyway.
I have no money and I’m in poor health. Misfortune continues to rain down upon me relentlessly like raindrops in a thunderstorm. But I am prepared. I have know-how and a will to respond to misfortune. I needed another challenge about now. Eleventy-eleven bad things happening yearly is more or less the way it goes now. And rain does eventually result in flowers.















And, of course, I have hoarding disorder so bad that I can’t resist starting new collections of dolls when toy-makers are putting out the new stuff at Christmas, even though the Princess has thoroughly outgrown dolls. And I am not alone in having hoarding disorder. While we were cleaning bedrooms, my daughter found a fluffy rug that would be perfect for the bathroom. But no. My wife is saving it. It has to stay folded and put away where it won’t get dirty. We have closets stuffed full of clothing and other stuff that is rarely or never used. And I do not dare throw any of it out or move it to anyplace else. I can move my stuff, not hers.
‘There are dolls everywhere in my room, so any attempt to clean starts with picking them up off the floor and putting them somewhere safer. These four are now living behind the TV. I just wish they would stay put for a while and quit leaping off shelves when they come alive after midnight every night.



It seems I am rather good at it, too. Who knew that a life spent as a teacher would make you into the sort of Jeopardy genius that could earn a million dollars on a show that you will never ever have a chance to get on, and if, by some miracle, you did, you would get a first round question about the atomic weight of molybdenum and you’d say, “What is 42?” because that is the element’s atomic number (and the answer to life, the universe, and everything) instead of 95.94, the correct answer, which you knew, but you got nervous and went for the jokier answer.

Fools and Their Money
I spent yesterday with the court appointed trustee, under oath, successfully declaring bankruptcy without losing the house or any other protected assets. I have sworn to pay off the amount owed to banks without further interest. I will be aided by the court, protected from predators so that they don’t eat the corpse of my economic life.
Fools like me are soon parted from their money. After all, this country’s government and this country’s economy are run by con men. Cheats, criminals, grifters, thieves… they control the entire government now, and make the rules serve them and punish us.
And I suppose that’s the way it should be. If money is your only source of happiness, you are going to become one of them. A credit-manipulating predator and carrion-eater. I had to go through this bankruptcy proceeding because I lost Bank of America’s lawsuit against me. And if it weren’t for my bankruptcy case protecting me, they could come into my house and take whatever they wanted, including everything they wanted. They could garnish my wages up to 100% for however many months it took for my pension check to pay off my debt. Meanwhile my children would starve. I would have nothing to live on. It is within their rights to do it because they own the government and make the rules. Charles Dickens didn’t even have it so bad. At least in the debtor’s prison in Victorian London they fed you and kept you alive… mostly.
But I did learn some important lessons for the future. Let me share that hard-won wisdom with you now.
So, that’s the wisdom I gained from going bankrupt, for what it’s worth (and it isn’t worth much, or they would’ve confiscated it at the creditor’s meeting yesterday).
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